Disability Income Insurance

Disability income insurance is the “cornerstone” to a sound financial plan.

Some facts to consider:

1. Every 10 seconds, someone gets hurt in an accident at home. 
2. Every 17 seconds, an employee becomes injured at work. 
3. Every 19 seconds, an individual sustains an injury in an auto accident. 
4. Studies show that 1 in 8 people will be disabled for some period of time during a given year.

More people have life, fire and auto insurance than have disability insurance…even though the disability risk is greater!

People are more likely to purchase mortgage life insurance than disability protection, even though mortgage foreclosure is 15 times more likely to result from a disability than from a death in the family.

It’s a simple fact…regardless of age, one stands a better chance of becoming disabled than of dying.

Any long-term financial planning should be based on an individual’s ability to earn income at least until retirement. When a long-term disability strikes, it forces those plans to a standstill.

Disability income insurance can mean the difference between a financially comfortable retirement and a retirement dependent upon social welfare.

Disability insurance can be a confusing maze of products to choose from...who knows what is right for you?

Your Insurance Professional can help you make an informed choice of a product that fits your financial circumstances...a product that will protect your income if you are disabled and unable to work...a choice that is right for you and your family.

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