Discrimination & Sexual Harrassment

EMPLOYEE PRACTICES LIABILITY INSURANCE PROGRAM HIGHLIGHTS include: Broad coverage of wrongful employment practices including Employment termination, Discrimination, Sexual Harassment, Violation of the Whistleblower Act, and all the important tort elements including Mental Anguish and Emotional Distress. Available coverage limits of $100,000 to $1,000,000.
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• Full "Prior Acts" coverage.
• Insures the entity as well as directors, officers, owners, members, partners and their spouses.
• Insures all employees, including part-time, temporary and seasonal (independent contractors are not covered).
• Contains a "Duty to Defend" provision.
• Insuring Agreement is written on a "Pay on Behalf of" basis.
• Broad definition of Claim.
• Policy is non-cancelable except for non-payment of premium.